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"Personal help with important health insurance for international travellers"

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is an independent adviser service offering free online support about any health reform issue. OnlineNavigator is not acting as agent for any qualified health insurance marketplace and is not affiliated with any federal or state programs. This service is available online 24/7 through email and social media sites usually with same day response. See the web site for details on privacy policy and terms of service.


International medical insurance

for world travelers

International medical insurance provides US-style private medical coverage to individuals regardless of their current location. Coverage may be needed for short term travel, extended stays or for planned retirement outside of the country.

Some policies are for short duration and may cover other risks of international travel: trip cancellation, lost luggage, etc. These policies are inexpensive, can be purchased online in minutes, and provide immediate proof of coverage. Unlike domestic health insurance plans, these insurance carriers specialize in offering member services in multiple-languages, around the clock and are able to handle transactions in multiple currencies.

International major medical insurance is designed for renewable coverage, year after year, for those who expect to spend a significant about of time away from their home county.

For short term travel insurance up to six months, we recommend Liaison International Travelers Medical Insurance.

The top insurance choices for U.S. residents who are moving overseas are both offered through a Lloyd's of London cover holder and enjoy strong reputations for quality of service by their discriminating clients:

Azimuth Beacon Worldwide Major Medical Insurance

Reside Prime Worldwide Medical Insurance  or Reside Worldwide Medical Insurance

International students on a J1 or J2 visa, see this page.

For those coming into the U.S. to stay, Inbound Immigrant Insurance offers exceptional value.


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This web site is independently owned and managed by Tony Novak operating under the trademarks "Freedom Benefits", "OnlineAdviser" and "OnlineNavigator". Opinions expressed are the sole responsibility of the author and do not represent the opinion of any other person, company or entity mentioned. Tony Novak is not an agent, broker, producer or navigator for any federal or state health insurance exchange but may provide uncompensated advice, reviews and referrals to these official resources. Novak is compensated as an accountant, adviser, affiliate consultant, marketer, reviewer, endorser, producer, lead generator or referrer to some of the other commercial companies listed on this site. Information is from sources believed to be reliable but cannot be guaranteed.