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"Personal help with important health insurance decisions"
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Freedom Benefits affordable health insurance

Freedom Benefits mission statement

revised March 2015 learn more now Freedom Benefits Association is committed to providing information that empowers individuals and small businesses to take control of their health care finances through the use the health insurance exchanges and online enrollment systems and when requested, match consumers with an insurance agent who may provide additional personal service.

This web site focuses on providing independent consumer information that is not commonly available through other insurance resources. Other Freedom Benefits Web sites provide similar services on other consumer finance topics. Our personal service program called OnlineAdviserTM provides easy access to independent professional help on consumer finance issues on a one-on-one basis to individuals. provides similar support for who shop for health insurance online

See our "Strategic Plan for Health Reform"

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This web site is independently owned and managed by Tony Novak operating under the trademarks "Freedom Benefits", "OnlineAdviser" and "OnlineNavigator". Opinions expressed are the sole responsibility of the author and do not represent the opinion of any other person, company or entity mentioned. Tony Novak is not an agent, broker, producer or navigator for any federal or state health insurance exchange but may provide uncompensated advice, reviews and referrals to these official resources. Novak is compensated as an accountant, adviser, affiliate consultant, marketer, reviewer, endorser, producer, lead generator or referrer to some of the other commercial companies listed on this site. Information is from sources believed to be reliable but cannot be guaranteed.