Real people. Real choices.
 OnlineAdviser Tony Novak  800-609-0683     Support options    Site map  
"This card can be used at any pharmacy to trim cash payment prices"
Accident | Short Term | Critical Illness | Dental | Disability Income | Emergency | FB University | Group | Guaranteed Issue | HRA | HSA | High deductible | Immigrant | Individual | International | Life | Major Medical | Medigap | Mini-med | OnlineNavigator | Pre-existing Condition | PPO | Prescription | Small Business | Supplemental | Supplemental | Temporary | Telemedicine | Travel
OnlineNavigator insurance enrollment supportNeed help?

We make it easy to get friendly, personal and independent help with health care reform questions with fast and free online support through OnlineNavigator.orgTM as well as Limited telephone support at (800) 609-0683. OnlineNavigator is an independent adviser service not acting as agent for any qualified health insurance marketplace and is not affiliated with any federal or state program.

Member Services:
462 Midland Rd #100
Janesville, WI 53546
(800) 279-2290
low cost health insurance


Offered free of charge
Download and use the discount card immediately
Can be used at most pharmacies including all of the major US chains
Discounts typically average 15% to 20% of the cash price, but variations are expected.
One card can be used for the entire family

This free discount drug card is intended to reduce the out-of-pocket medicine expenses for people who do not have a prescription drug benefit in their health insurance plan. About 97,000 US pharmacies accept this card, including the major chains like Rite Aid, Walgreens, Eckerd, Wal-Mart, Target, K-Mart, etc. THIS IS NOT INSURANCE.
low cost health insurance
Who is eligible?
Anyone can use this card free of charge although if your health insurance plan already has a built-in prescription benefit then it would not make sense to use Drug Card America. 
low cost health insurance
This is a preferred provider discount price card and does not provide any insurance.
Drug Card America

Product Review

See the consumer comments on the enrollment page. If you wish to submit your comments to be incorporated into the review, please e-mail us. We appreciate your feedback.

Additional information in Q&A format intended for Core Health Insurance members is available here.


It is a free offer so you have nothing to lose; try it out to see what the discount will be for your medication in the pharmacy you choose. Consumer reviews have been favorable; discounts reportedly average about 15% of the cash-payer's price.


The recent expansion of flat rate direct retail discount drug programs makes a discount drug card less valuable for medications that are already listed in the program. For example, a retail store that advertises a flat rate plan of $10 for a 90 day supply of generic medication will not further discount the price for a person who uses Drug Card America.

We discourage discount plan advertising that stresses "savings of 50% or more" as potentially misleading. We estimate that discount from cash price averages about 20-25% although some discounts may be higher.

Some of the newest (and most expensive) prescription drugs do not offer pricing discounts under any circumstances.

Forms in PDF format for download

All available forms can be found by following the quote and enrollment link above.


Mission Statement| Editorial Policy| Privacy Policy| About Freedom Benefits| News| Investors

This web site is independently owned and managed by Tony Novak operating under the trademarks "Freedom Benefits", "OnlineAdviser" and "OnlineNavigator". Opinions expressed are the sole responsibility of the author and do not represent the opinion of any other person, company or entity mentioned. Tony Novak is not an agent, broker, producer or navigator for any federal or state health insurance exchange but may provide uncompensated advice, reviews and referrals to these official resources. Novak is compensated as an accountant, adviser, affiliate consultant, marketer, reviewer, endorser, producer, lead generator or referrer to some of the commercial companies listed on this site. Information is from sources believed to be reliable but cannot be guaranteed.