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Standards of publication are based on the "4 Way Test" loosely borrowed from Rotary International: 1) Is it the truth? 2) Is it fair? 3) Does it help understanding? 4) Does it benefit consumers?
Correction of errors will be made upon notification but we do not remove material simply because it casts a company, product or public official in an unfavorable light.
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This web site is independently owned and managed by Tony Novak operating under the trademarks "Freedom Benefits", "OnlineAdviser" and "OnlineNavigator". Opinions expressed are the sole responsibility of the author and do not represent the opinion of any other person, company or entity mentioned. Tony Novak is not an agent, broker, producer or navigator for any federal or state health insurance exchange but may provide uncompensated advice, reviews and referrals to these official resources. Novak is compensated as an accountant, adviser, affiliate consultant, marketer, reviewer, endorser, producer, lead generator or referrer to some of the commercial companies listed on this site. Information is from sources believed to be reliable but cannot be guaranteed.