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the affordable insurance exchange
"Personal help with affordable health insurance choices"


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low cost health insurance

What's New?


February 2012 - "Checklist of health insurance savings Strategies" article makes it east to cut costs. "CallMD" article introduces an easy way to add telemedicine to your health plan.

January 2012 - updates to Liaison International, tips to avoid scams and UPenn student insurance update. Download a copy of the four page report: "Step-by-step guide to reducing small business health insurance costs in 2012".

November 2011 - new article "Changing needs of health insurance shoppers". Many older benefits and consumer finance articles republished and available for free distribution from the author.

October 2011 - New articles: "Health insurance for independent contractors", "Top 10 medical conditions" "Supplemental heath insurance" offers shopping tips. Health insurance availability listings for diabetics were updated in most states.

September 2011 - See "Ten Easy ways to save on health insurance" and new consumer-oriented videos explain the coverage options available through UnitedHealthcare plans.

August 2011 - Increased interest in Self-funded health plans for small businesses triggers a growth in resources for business owners. Short articles on "Top ten medical conditions", "Federal tax credit for health insurance" and "What consumers want from their health insurance" can help address common questions.

July 2011 - New article: "Five Strategies for cutting small business health insurance costs". Improvements in coverage become effective soon for some International Medical Group "coverage without boundaries" insurance plans.

June 2011 - Health Savings Accounts have grown 14% since last year and are even more popular among individual buyers at Freedom Benefits.

May 2011 - Travel insurance expanded: see new blog post on "Best international travel insurance" and expanded resources for Seven Corners comprehensive travel medical insurance.

UnitedHealthcare introducedUnitedHealthOne cancer policies affordable critical illness policies available to individuals throughout most of the United States. Celtic Insurance updated enrollment forms for individual and family policies that are now available online.

See the latest health reform news that affects  consumers in the article "Feds warm up to mini-med plans" and "What consumers want from their health insurance".

March 2011 - Freedom Benefits strategic plan for health reform in 2011 and beyond is finalized. See OnlineAdviser article "Supplemental health insurance basics", Availability of popular low cost health insurance, and insurance plans that pay cash benefits fast when you are sick or hurt. Useful Q&A on "Health insurance that covers pre-existing medical conditions"

Affordable health insurance exchange

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Freedom Benefits empowers individuals to take control of their health care through consumer education and personal enrollment support.

OnlineAdviser help with Healthcare.gov insurance exchangeNow offering personal professional enrollment support though the federal insurance clearing house.

Health reform makes it easier than you think to find affordable and reliable health insurance. Browse the state-by-state listings on each state insurance exchange to find choices with secure online pricing and then take advantage of the personal and professional OnlineAdviser enrollment support to answer questions about all types of health insurance benefits.

OnlineAdviser has helped more than a million benefit plan members in all 50 states and DC for more than a decade.

Over a million online insurance enrollments since 1997.
 
There are many health plan choices available today but how do you know who to trust for the best advice in making the best choice?
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Small business employee benefits

Freedom Benefits brings more than 25 years experience of service for affordable health plans and related benefit plans for small business clients located in every state across the U.S. We do not believe that it is necessary for employers to drop health plans in response to health reform. Let us show some cost-saving options that can work for your small business.

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Supplemental Health Insurance

The Freedom Benefits Health Exchange is a primary source of supplemental health insurance designed to fill the gaps left by health reform policies and employer trends toward scaled-down benefit plans. Supplemental insurance is now available on a guaranteed basis at affordable prices through an employer-sponsored plan or on an individual basis throughout most of the country.
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DIY, Agent, or Navigator? What online enrollment method is best for me?

There are five methods of health insurance enrollment support offered through the Freedom Benefits network. Find out the advantages and disadvantages of each and how to get started
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 Opinions expressed are the sole responsibility of the author and do not necessarily represent the opinion of Freedom Benefits Association or any other person, company or entity mentioned. Information is from sources believed to be true, but cannot be guaranteed.