Choosing the best health plan can be confusing and difficult. OnlineAdviser offers decades of experience and research to help users find the benefit best values online. Use our professional service to save time and money while ensuring that you find the best health plan that meets your needs and budget.  Start by browsing the online information, make a list of questions, an then Ask OnlineAdviser for private personal support with your remaining questions. Personal support is only a e-mail away. read more Key Data: Address: 225 TownPark Drive, Suite 145, Kennesaw, GA 30144 Phone: 800-605-2282 A.M. Best Company Rating: A+ (Superior) Size: $750 million+ total annual premiums Parent Company is HCC Insurance Holdings, Inc. (NYSE: HCC).

HCC Life Insurance and HCC Medical Insurance Services L.L.C. For more than 30 years, HCC Life Insurance Company has been an industry leader in medical stop loss and excess lines coverage. HCC Life, an Indiana domiciled insurer, has offices in Atlanta, Boston, Dallas, Indianapolis & Minneapolis. The company writes over $750 million dollars in premium annually and ranking among the largest health insurance companies in the U.S. HCC Life Insurance Company is rated 'A+' (Superior) for financial strength by A.M. Best Company ratings services. All HCC Life products are backed by the financial stability of the parent company, HCC Insurance Holdings, Inc. (NYSE: HCC). HCC has assets of $8.9 billion, shareholders’ equity of $2.7 billion and is rated AA (Very Strong) by Standard & Poor’s and AA (Very Strong) by Fitch Ratings. In 2008 the HCC Insurance Holdings Inc. acquired MultiNational Underwriters LLC that was one of the market leaders in medical and trip insurance for international travelers. HCC Medical Insurance Services LLC markets and administers the HCC short term medical insurance policy formerly known as Amigo Medical. This insurance offers member support in English and Spanish. Other health insurance products include Atlas Travel Series, Citizen Secure and Student Secure.   All international plans are underwritten by Syndicate 4141 at Lloyd’s, London except for IC+ International Term Life, which is underwritten by Syndicate 382, also at Lloyd’s. Lloyd's, the largest and oldest insurance market in the world, provides accident and health insurance to over 1,000,000 people in over 100 countries. Lloyd's currently enjoys an 'A+' (Strong) rating from Standard & Poor's and is highly qualified to protect you on your next international trip.

Comments and Reviews

October 15, 2010 - Today A.M. Best Company affirmed the Financial Strength Rating of A+ (Superior) for HCC Life Insurance Company. This rating reflect HCC’s sustained profitability, strong capitalization, as well as the low financial leverage and substantial financial flexibility. HCC’s business strategies have focused on a conservative investment strategy and on underwriting within defined specialty lines, effective utilization of affiliated underwriting agencies/insurance intermediaries and the optimal utilization of reinsurance protection. These strategies have helped produce consistently increasing operating profits in recent years despite challenging market conditions. The ratings also acknowledge HCC’s near-term earnings prospects and its strong position in the specialty insurance markets.

News

7/1/2011 HCC Insurance Holdings Inc. announced today that it is combining operations with its subsidiary for the purpose of strengthening postion in self-funded health plans. The entire announcement is posted on the Consumer-Diriven Health Plan blog.

2/11/2010 HCC Life Insurance company announced today that its short term medical insurance will now be sold by Ehealth in 41 states. The move is expected to increase the market share and name recognition of this brand of short term major medical insurance.

11/19/2009 Mark Carney, CEO of HCC Medical Insurance Services is quoted in a press release today "While some of our competitors were bailed out by the U.S. government, Forbes [Magazine] was touting our parent company, HCC Insurance Holdings, Inc., as one of the five insurance companies best positioned to break out of the recession. In support of HCC's commitment to strong financial performance, we are looking to social media to reduce our operational costs, while maintaining strong customer relationships".

10/8/2009 "Amigo Medical Insurance" was a well-known and reputable brand name in short term medical insurance for Spanish-speaking residents of the U.S. The product name was recently changed to "HCC Life Insurance Short Term Medical Insurance". This was covered in more detail on the Universal Health Insurance blog.

11/17/2009 After recent changes HCC Medical Insurance Services s poised to use social medical to directly recruit new insurance agents. A new promotion helps newly-contracted agents find new clients by offering free sales leads. Part of the promotion encourages agents to post on the HCC corporate Twitter account what this great new change at HCCMIS to receive 20 contact leads to sell the HCC Life Short Term Medical policy. (Freedom Benefits does not endorse the contact of individuals for the purpose of soliciting insurance sales nor the paid solicitation of social media comments. We do not participate in these promotions).

10/31/2009 HCC Medical Insurance Services LLC announced an affiliation with Travel Insured International

9/8/2009 "Amigo Medical" insurance was changed to "HCC Short Term Medical Insurance"