FreedomBenefits.net  affordable health insurance
The health insurance exchange makes it easy to find affordable high quality coverage available in your home state.
low cost health insurance
personal enrollment support

Professional enrollment support is available for all of the benefit plans listed on this page. Send your question by e-mail or live online chat.


 

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low cost health insurance

Washington state Affordable Health Insurance Exchange

Washington has several commercial managed care providers and 10 small group health insurance plans as well as the state-sponsored Washington State Health Insurance Pool (WSHIP) health plan for residents who are not accepted into the commercial health plans. These standard health insurance plans may not be affordable to all residents. This Web page lists some of the most popular low cost commercial health insurance plans and related benefits. All of these policies offer secure online enrollment and professional OnlineAdviser personal enrollment support. Please note that while many of these choices could be included in more than one of the suggested usage categories, each plan is listed only once for the sake of brevity. Your enrollment adviser is available to discuss suitability of any plan for your specific situation.

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Washington insurance & benefit news

Washington had the 12th highest health insurance costs of all states in 2008 with an average family premium of $13,036 per year. (The average annual premium for a U.S. family covered under an employer-sponsored health plan in 2008 was $12,298 according to The Commonwealth Fund report. The overall quality of health care ranked 16th out of the 51 states (including DC).
Washington is unique among states in that most health plans available to individuals in Washington are managed care plans or Health Maintenance Organizations (HMOs). None of the nation's most popular individual major medical insurance plans are available to residents of Washington

Short Term Insurance

Intermediate Term

Supplemental Insurance



low cost health insurance

Washington Insurance Law

The Washington Insurance Commissioner's Web site contains a link to the state's insurance laws and regulations.  The Web site is not designed to be a  resource to help individuals find commercial low cost health plans like mini-med or core coverage, specific illness policies, supplemental insurance and basic health insurance.
The Office of the Insurance Commissioner can be reached by telephone at 800-562-6900 or by mail at PO Box 40256, Olympia WA 98504. The state children's health insurance plan (CHIP) Web site is Washington Children's Health Insurance Program.

Non-insurance Discount Plans


See International Coverage and Travel Insurance Listings

Consumer Insurance Issues

5/14/2010 Diabetes Coverage: A new resource to help find health insurance for diabetics in Washington state is now available at Freedom Benefits.

3/23/2010 Washington and ten other states including Alabama, Florida, Michigan, Nebraska, North Dakota, Pennsylvania, South Carolina, South Dakota, Texas and Utah will make a joint legal challenge to the federal health reform bill on the basis that it improperly usurps state sovereignty over health insurance and that requiring health insurance is an illegal and improper government action.

2/22/2010 State legislators failed to support a bill to allow health insurance consumers the opportunity to purchase health insurance across state lines despite support from the small business community and an endorsement from the chair of the health committee.


Office of Tony Novak Contact the Author:

The content on this Web page was last updated by consumer finance writer Tony Novak on 5/12/2010. Comments, feedback, questions and corrections are welcome to help keep content relevant and up-to-date. Contact the author directly by e-mail, on Facebook, Twitter or the contact information included on his Web site.

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