Professional
enrollment support is available for all of the benefit plans listed on this page.
Send your question by
e-mail or live online chat.
Most Liberal Eligibility
Most Affordable
Long Term Major Medical
Dental Insurance
Online Life Insurance
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Texas Affordable Health Insurance Exchange
Texas has 39
commercial insurance companies
that offer
individual health
insurance and 46
small group health
insurance plans in
addition to the
Texas High Risk Pool
that provides
coverage to residents
who were denied
insurance under a
commercial plan due
to a pre-existing
medical condition. These
standard health
insurance plans may
not be affordable to
all residents. This Web page lists some of the most popular low cost commercial health insurance plans and related benefits. All of these policies offer secure online enrollment and professional OnlineAdviser personal enrollment support. Please note that while many of these choices could be included in more than one of the suggested usage categories, each plan is listed only once for the sake of brevity. Your enrollment adviser is available to discuss suitability of any plan for your specific situation.
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Texas insurance & benefit news
Texas had the 23rd
lowest health insurance costs of all states in 2008 with an average family premium of $11,967 per year.
(The average annual
premium for a U.S.
family covered under
an
employer-sponsored
health plan in 2008
was $12,298
according to
The
Commonwealth Fund
report. The
overall quality of
health care
ranked 46th out of
the 51 states
(including DC).
Texas regulates the benefits required for both
individual major
medical and group
health insurance
plans, known as
"mandated benefits".
Short Term Insurance
Intermediate Term
Supplemental Insurance
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Texas Insurance Law
The Texas Department of
Insurance
maintains a Web site
called
Texashealthoptions.com
that is
specifically
dedicated to helping
consumers find the
best health
insurance. This
site can also be
used to file an
insurance complaint.
Texas insurance laws
are also available
online. The state's Web site has not yet
developed resources
to help individuals
find
commercial low cost
health plans like
short term
insurance, mini-med or core
coverage, specific
illness policies,
supplemental
insurance and
basic health
insurance.
The state insurance department can be reached by telephone at (800) 252-3439
or by mail at P.O. Box 149104
Austin, Texas 78714. The state children's health insurance plan (CHIP) Web site
is
Texas
CHIP Children's Medicaid.
Non-insurance Discount Plans
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Consumer Insurance Issues
5/14/2010 Diabetes Coverage: A new resource to help find
health
insurance for diabetics in Texas is now available at Freedom Benefits.
5/12/2010 Diabetes Coverage: A new resource to help find
health
insurance for diabetics in Texas is now available at Freedom Benefits.
3/23/2010 Texas and ten other states
including Alabama, Florida, Michigan, Nebraska, North Dakota, Pennsylvania,
South Carolina, South Dakota, Utah and Washington will make a joint legal
challenge to the federal health reform bill on the basis that it improperly
usurps state sovereignty over health insurance and that requiring health
insurance is an illegal and improper government action.
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