Professional
enrollment support is available for all of the benefit plans listed on this page.
Send your question by
e-mail or live online chat.
Most Liberal Eligibility
Most Affordable
Long Term Major Medical
Dental Insurance
Online Life Insurance
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Tennessee Affordable Health Insurance Exchange
Tennessee has 24
commercial health
insurance companies
offering individual
health insurance and
33 small group
health insurance
plans.
These same policies
are available to
high risk
individuals with
pre-existing medical
conditions as long
as an application is
made within 63 days
after losing prior
coverage. These
standard health
insurance plans may
not be affordable to
all residents. This Web page lists some of the most popular low cost commercial health insurance plans and related benefits. All of these policies offer secure online enrollment and professional OnlineAdviser personal enrollment support. Please note that while many of these choices could be included in more than one of the suggested usage categories, each plan is listed only once for the sake of brevity. Your enrollment adviser is available to discuss suitability of any plan for your specific situation.
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Tennessee insurance & benefit news
Tennessee had the 24th highest health insurance costs of all states in 2008 with an average family premium of $12,302 per year.
(The average annual
premium for a U.S.
family covered under
an
employer-sponsored
health plan in 2008
was $12,298
according to
The
Commonwealth Fund
report. The
overall quality of
health care
ranked 39th out of
the 51 states
(including DC).
When applying for a
guaranteed issue
health insurance
plan under HIPAA
law, it is necessary
to notify the
insurer of this
intent and provide
proof of prior
coverage.
Short Term Insurance
Intermediate Term
Supplemental Insurance
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Tennessee Insurance Law
The
Tennessee Department
of Commerce and Insurance Web site contains help
sections for each
type of insurance
including a section
on financially
assisted health
plans and Medicaid.
The Web site has not yet
developed resources
to help individuals
find
commercial low cost
health plans like
mini-med or core
coverage, specific
illness policies,
supplemental
insurance and
basic health
insurance.
The state insurance department can be reached by telephone at (615) 741-2241 or by mail at 500 James Robertson Parkway,
Davy Crockett Tower,
Nashville TN 37243. The state children's health insurance plan (CHIP) Web site
is
Tennessee CoverKids.
Non-insurance Discount Plans
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