Professional
enrollment support is available for all of the benefit plans listed on this page.
Send your question by
e-mail or live online chat.
Most Liberal Eligibility
Most Affordable
Long Term Major Medical
Dental Insurance
Online Life Insurance
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South Dakota Affordable Health Insurance Exchange
South Dakota has 17
commercial health
insurance companies
that offer
individual major
medical insurance
and 15 small group
health insurance
plans as well as
a state-sponsored
South Dakota Risk
Pool health plans for residents
who have been
declined for
commercial health
insurance. These
standard health
insurance plans may
not be affordable to
all residents. This Web page lists some of the most popular low cost commercial health insurance plans and related benefits. All of these policies offer secure online enrollment and professional OnlineAdviser personal enrollment support. Please note that while many of these choices could be included in more than one of the suggested usage categories, each plan is listed only once for the sake of brevity. Your enrollment adviser is available to discuss suitability of any plan for your specific situation.
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South Dakota insurance & benefit news
South Dakota had the
11th lowest health insurance costs of all states in 2008 with an average family premium of $11,382 per year.
(The average annual
premium for a U.S.
family covered under
an
employer-sponsored
health plan in 2008
was $12,298
according to
The
Commonwealth Fund
report. The
overall quality of
health care
ranked 12th out of
the 51 states
(including DC).
South Dakota regulates the benefits required for both
individual major
medical and group
health insurance
plans, known as
"mandated benefits".
Short Term Insurance
Intermediate Term
Supplemental Insurance
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South Dakota Insurance Law
The
South Dakota Division
of Insurance Web site contains
a link to the full
text of the state's
insurance laws,
regulations and
bulletins.
The Web site also
contains a list of
licensed health
insurance companies
but has not yet
developed into a
resource
to help individuals
find
commercial low cost
health plans like
mini-med or core
coverage, specific
illness policies,
supplemental
insurance and
basic health
insurance.
The state insurance department can be reached by telephone at (605) 773-3563 or by mail at 445 East Capitol Avenue
Pierre, SD 57501. The state children's health insurance plan (CHIP) Web site is
South Dakota
Children's Health Insurance Plan.
Non-insurance Discount Plans
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Consumer Insurance Issues
5/14/2010 Diabetes Coverage: A new resource to help find
health
insurance for diabetics in South Carolina is now available at Freedom Benefits.
3/23/2010 South Dakota and ten other states
including Alabama, Florida, Michigan, Nebraska, North Dakota, Pennsylvania,
South Carolina, Texas, Utah and Washington will make a joint legal challenge to
the federal health reform bill on the basis that it improperly usurps state
sovereignty over health insurance and that requiring health insurance is an
illegal and improper government action.
3/1/2010 State Bill 137
has been proposed to nullify federal health care reform laws
within the state.
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