FreedomBenefits.net  affordable health insurance
The health insurance exchange makes it easy to find affordable high quality coverage available in your home state.
low cost health insurance
personal enrollment support

Professional enrollment support is available for all of the benefit plans listed on this page. Send your question by e-mail or live online chat.


 

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Long Term Major Medical

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low cost health insurance

Rhode Island Affordable Health Insurance Exchange

Rhode Island has one primary health insurance company that offers individual major medical health insurance and 4 small group health insurance plans. Blue Cross Blue Shield of Rhode Island offers coverage to residents who are not eligible for coverage under other health plans. These standard health insurance plans may not be affordable to all residents. This Web page lists some of the most popular low cost commercial health insurance plans and related benefits. All of these policies offer secure online enrollment and professional OnlineAdviser personal enrollment support. Please note that while many of these choices could be included in more than one of the suggested usage categories, each plan is listed only once for the sake of brevity. Your enrollment adviser is available to discuss suitability of any plan for your specific situation.

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Rhode Island insurance & benefit news

Rhode Island had the 9th highest health insurance costs of all states in 2008 with an average family premium of $13,363 per year. (The average annual premium for a U.S. family covered under an employer-sponsored health plan in 2008 was $12,298 according to The Commonwealth Fund report. The overall quality of health care ranked 21st out of the 51 states (including DC).
Rhode Island residents have very choice in health insurance plans  and currently has no high risk health insurance pool. The state is still considering measures that would allow more consumer choice in health insurance.

Short Term Insurance

Intermediate Term

Supplemental Insurance
low cost health insurance

Rhode Island Insurance Law

The Rhode Island Department of Business Regulation Web site contains an online complaint form for consumers who have an unresolved problem with their insurance. The Office of the Health Insurance Commissioner offers additional resources including a listing of the state's insurance regulations. The Web site has not yet developed resources to help individuals find commercial low cost health plans like mini-med or core coverage, specific illness policies, supplemental insurance and basic health insurance.
The state insurance department can be reached by telephone at (401) 462-9500 or by mail at 1511 Pontiac Avenue, Cranston RI 02920. The state children's health insurance plan (CHIP) Web site is Rhode Island RIte Care.

Non-insurance Discount Plans


See International Coverage and Travel Insurance Listings

Consumer Insurance Issues

5/14/2010 Diabetes Coverage: A new resource to help find health insurance for diabetics in Rhode Island is now available at Freedom Benefits.
Office of Tony Novak Contact the Author:

The content on this Web page was last updated by consumer finance writer Tony Novak on 5/12/2010. Comments, feedback, questions and corrections are welcome to help keep content relevant and up-to-date. Contact the author directly by e-mail, on Facebook, Twitter or the contact information included on his Web site.
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