Professional
enrollment support is available for all of the benefit plans listed on this page.
Send your question by
e-mail or live online chat.
Most Liberal Eligibility
Most Affordable
Long Term Major Medical
Dental Insurance
Online Life Insurance
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North Dakota Affordable Health Insurance Exchange
North Dakota has 8
commercial health
insurance companies
that offer
individual major
medical insurance
and 10 small group
health insurance
plans as well as
state-sponsored
Comprehensive Health Association of North Dakota
health plans for low
income or disabled
residents. These
standard health
insurance plans may
not be affordable to
all residents. This Web page lists some of the most popular low cost commercial health insurance plans and related benefits. All of these policies offer secure online enrollment and professional OnlineAdviser personal enrollment support. Please note that while many of these choices could be included in more than one of the suggested usage categories, each plan is listed only once for the sake of brevity. Your enrollment adviser is available to discuss suitability of any plan for your specific situation.
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North Dakota insurance & benefit news
North Dakota had the
6th lowest health insurance costs of all states in 2008 with an average family premium of $11,178 per year.
(The average annual
premium for a U.S.
family covered under
an
employer-sponsored
health plan in 2008
was $12,298
according to
The
Commonwealth Fund
report. The
overall quality of
health care
ranked 9th out of
the 51 states
(including DC).
North Dakota regulates the benefits required for both
individual major
medical and group
health insurance
plans, known as
"mandated benefits".
Short Term Insurance
Intermediate Term
Supplemental Insurance
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North Dakota Insurance Law
The
North Dakota Department
of Insurance Web site contains
information to help
consumers resolve
insurance disputes.
The Web site has not yet
developed resources
to help individuals
find
commercial low cost
health plans like
mini-med or core
coverage, specific
illness policies,
supplemental
insurance and
basic health
insurance.
The state insurance department can be reached by telephone at (701) 328-2440
or by mail at State Capitol, 5th floor,
600 E. Boulevard Ave.,
Bismarck ND 58505. The state children's health insurance plan (CHIP) Web site is
North Dakota
Children's Health Insurance Plan.
Non-insurance Discount Plans
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Consumer Insurance Issues
5/14/2010 Diabetes Coverage: A new resource to help find
health
insurance for diabetics in North Dakota is now available at Freedom Benefits.
3/23/2010 North Dakota and ten other states
including Alabama, Florida, Michigan, Nebraska, Pennsylvania, South Carolina,
South Dakota, Texas, Utah and Washington will make a joint legal challenge to
the federal health reform bill on the basis that it improperly usurps state
sovereignty over health insurance and that requiring health insurance is an
illegal and improper government action.
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