FreedomBenefits.net  affordable health insurance
The health insurance exchange makes it easy to find affordable high quality coverage available in your home state.
low cost health insurance
personal enrollment support

Professional enrollment support is available for all of the benefit plans listed on this page. Send your question by e-mail or live online chat.


 

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New Mexico Affordable Health Insurance Exchange

New Mexico has 6 commercial Health Maintenance Organizations (HMOs) as well as the state-sponsored New Mexico Medical Insurance Pool and the New Mexico Insurance Alliance health plans for high risk individuals who cannot obtain commercial health insurance coverage. These standard health insurance plans may not be affordable to all residents. This Web page lists some of the most popular low cost commercial health insurance plans and related benefits. All of these policies offer secure online enrollment and professional OnlineAdviser personal enrollment support. Please note that while many of these choices could be included in more than one of the suggested usage categories, each plan is listed only once for the sake of brevity. Your enrollment adviser is available to discuss suitability of any plan for your specific situation.

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New Mexico insurance & benefit news

New Mexico had the 4th highest health insurance costs of all states in 2008 with an average family premium of $12,071 per year. (The average annual premium for a U.S. family covered under an employer-sponsored health plan in 2008 was $12,298 according to The Commonwealth Fund report. The overall quality of health care ranked 4nd out of the 51 states (including DC).
New Mexico regulates the benefits required for both individual major medical and group health insurance plans, known as "mandated benefits".

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Intermediate Term

Supplemental Insurance



low cost health insurance

New Mexico Insurance Law

The New Mexico Department of Insurance Web site contains a link to the complete text all of the state's insurance laws and regulations. The Web site has not yet developed resources to help individuals find commercial low cost health plans like mini-med or core coverage, specific illness policies, supplemental insurance and basic health insurance.
The state insurance department can be reached by telephone at (888) 427-5772 or by mail at P.O. Box 1269, Santa Fe NM 87504. The state children's health insurance plan (CHIP) Web site is New Mexico New Mexikids.

Non-insurance Discount Plans


See International Coverage and Travel Insurance Listings

Consumer Insurance Issues

5/25/2010 UnitedHealthcare campaigns for members in New Mexico: UnitedHealthcare announced a campaign to introduce New Mexico individuals and families into its health insurance plans offered through Golden Rule Insurance Company. Agents and brokers are encouraged to show their clients the two low-priced Health Savings Account plans and five other affordable health plans features in New Mexico. Health insurance is available in three rating classes to accommodate a wide range of applicants: preferred risk, standard and smoker. Family rates are available at les than $250 per month in most areas with secure online enrollment. This promotion runs through June 18.

5/14/2010 Diabetes Coverage: A new resource to help find health insurance for diabetics in New Mexico is now available at Freedom Benefits.


Office of Tony Novak Contact the Author:

The content on this Web page was last updated by consumer finance writer Tony Novak on 5/12/2010. Comments, feedback, questions and corrections are welcome to help keep content relevant and up-to-date. Contact the author directly by e-mail, on Facebook, Twitter or the contact information included on his Web site.

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