FreedomBenefits.net  affordable health insurance
The health insurance exchange makes it easy to find affordable high quality coverage available in your home state.
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Professional enrollment support is available for all of the benefit plans listed on this page. Send your question by e-mail or live online chat.


 

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Minnesota Affordable Health Insurance Exchange

Minnesota has several commercial health insurance companies that offer individual major medical insurance and 17 small group health insurance plans as well as state-sponsored Minnesota Comprehensive Health Association (MCHA) high risk health plan for residents that have been declined commercial coverage due to a pre-existing condition. These standard health insurance plans may not be affordable to all residents. This Web page lists some of the most popular low cost commercial health insurance plans and related benefits. All of these policies offer secure online enrollment and professional OnlineAdviser personal enrollment support. Please note that while many of these choices could be included in more than one of the suggested usage categories, each plan is listed only once for the sake of brevity. Your enrollment adviser is available to discuss suitability of any plan for your specific situation.

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Minnesota insurance & benefit news

Minnesota had the 2nd highest health insurance costs of all states in 2008 with an average family premium of $13,639 per year. (The average annual premium for a U.S. family covered under an employer-sponsored health plan in 2008 was $12,298 according to The Commonwealth Fund report. The overall quality of health care ranked 4th out of the 51 states (including DC).
Minnesota regulates the benefits required for both individual major medical and group health insurance plans, known as "mandated benefits".

Short Term Insurance

Intermediate Term

Supplemental Insurance
low cost health insurance

Minnesota Insurance Law

The Minnesota Department of Commerce Web site contains a link to legislative updates related to insurance laws as well as information for consumers who have an unresolved insurance complaint. The Web site has not yet developed resources to help individuals find commercial low cost health plans like mini-med or core coverage, specific illness policies, supplemental insurance and basic health insurance.
The Department of Commerce can be reached by telephone at 651-296-2488 or by mail at 85 7th Place East, Suite 500, St. Paul MN 55101. The state children's health insurance plan (CHIP) Web site is MinnesotaCare.

Non-insurance Discount Plans


See International Coverage and Travel Insurance Listings

Consumer Insurance Issues

5/14/2010 Diabetes Coverage: A new resource to help find health insurance for diabetics in Minnesota is now available at Freedom Benefits.
Office of Tony Novak Contact the Author:

The content on this Web page was last updated by consumer finance writer Tony Novak on 5/12/2010. Comments, feedback, questions and corrections are welcome to help keep content relevant and up-to-date. Contact the author directly by e-mail, on Facebook, Twitter or the contact information included on his Web site.
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