FreedomBenefits.net  affordable health insurance
The health insurance exchange makes it easy to find affordable high quality coverage available in your home state.
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Professional enrollment support is available for all of the benefit plans listed on this page. Send your question by e-mail or live online chat.


 

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low cost health insurance

Maryland Affordable Health Insurance Exchange

Maryland has 12 commercial health insurance companies that issue individual medical insurance and 16 companies that issue small group insurance as well as the state-sponsored Maryland Health Insurance Plan (MHIP) for high risk residents who have been denied coverage due to a pre-existing medical condition. These standard health insurance plans may not be affordable to all residents and require a waiting period before coverage is provided for pre-existing medical conditions. This Web page lists some of the most popular low cost commercial health insurance plans and related benefits. All of these policies offer secure online enrollment and professional OnlineAdviser personal enrollment support. Please note that while many of these choices could be included in more than one of the suggested usage categories, each plan is listed only once for the sake of brevity. Your enrollment adviser is available to discuss suitability of any plan for your specific situation.

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Maryland insurance & benefit news

Maryland had the 4th highest health insurance costs of all states in 2008 with an average family premium of $13,504 per year. (The average annual premium for a U.S. family covered under an employer-sponsored health plan in 2008 was $12,298 according to The Commonwealth Fund report. The overall quality of health care ranked 17th out of the 51 states (including DC).
Maryland regulates the benefits required for both individual major medical and group health insurance plans, known as "mandated benefits".

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Intermediate Term

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low cost health insurance

Maryland Insurance Law

The Maryland  Insurance Administration Web site contains a link to the full text of Maryland's insurance laws and regulations.  The Web site has not yet developed resources to help individuals find commercial low cost health plans like mini-med or core coverage, specific illness policies, supplemental insurance and basic health insurance.
The state insurance department can be reached by telephone at 410-468-2244 or by mail at 200 St. Paul Place, Suite 2700 Baltimore MD 21202. The state children's health insurance plan (CHIP) Web site is Maryland Children’s Health Program (MCHP).

Non-insurance Discount Plans


See International Coverage and Travel Insurance Listings

Consumer Insurance Issues

5/14/2010 Diabetes Coverage: A new resource to help find health insurance for diabetics in Maryland is now available at Freedom Benefits.


Office of Tony Novak Contact the Author:

The content on this Web page was last updated by consumer finance writer Tony Novak on 5/12/2010. Comments, feedback, questions and corrections are welcome to help keep content relevant and up-to-date. Contact the author directly by e-mail, on Facebook, Twitter or the contact information included on his Web site.

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