FreedomBenefits.net affordable health insurance

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The health insurance exchange makes it easy to find affordable high quality coverage available in your home state.

Professional enrollment support is available for all of the benefit plans listed on this page. Send your question by e-mail or live online chat.

Kansas Affordable Health Insurance Exchange

Kansas has 20 commercial health insurance companies that issue individual major medical insurance and 22 companies that issue small group insurance as well as state-sponsored high risk pool health plan called the Kansas Health Insurance Association for residents who have been declined for commercial coverage due to pre-existing medical conditions. These standard policies may be more expensive than some residents can afford. This Web page lists some of the most popular low cost commercial health insurance plans and related benefits. All of these policies offer secure online enrollment and professional OnlineAdviser personal enrollment support. Please note that while many of these choices could be included in more than one of the suggested usage categories, each plan is listed only once for the sake of brevity. Your enrollment adviser is available to discuss suitability of any plan for your specific situation.

Kansas insurance & benefit news

Kansas had the 19th lowest health insurance costs of all states in 2008 with an average family premium of $11,506 per year. (The average annual premium for a U.S. family covered under an employer-sponsored health plan in 2008 was $12,298 according to The Commonwealth Fund report. The overall quality of health care ranked 23rd out of the 51 states (including DC).

Kansas regulates the benefits required for both individual major medical and group health insurance plans, known as "mandated benefits".

Short Term Insurance

Celtic Insurance

Simple STM

Intermediate Term

Inbound Immigrant

Supplemental Insurance

Smart Accident Insurance

Value Access Guarantee

Kansas Insurance Law

The Kansas Department of Insurance Web site contains help sections for each type of insurance including a section on financially assisted health plans and Medicaid. The Web site has not yet developed resources to help individuals find commercial low cost health plans like mini-med or core coverage, specific illness policies, supplemental insurance and basic health insurance.

The state insurance department can be reached by telephone at (785) 296-3071 or by mail at 420 SW 9th Street, Topeka KS 66612. The state children's health insurance plan (CHIP) Web site is Kansas Health Wave.

Non-insurance Discount Plans

Benicard

Careington PPO Discount Plans

Drug Card America

Essential Dental Solutions

Rx Pay Card

See International Coverage and Travel Insurance Listings

Consumer Insurance Issues

5/14/2010 Diabetes Coverage: A new resource to help find health insurance for diabetics in Kansas is now available at Freedom Benefits.

Contact the Author:

The content on this Web page was last updated by consumer finance writer Tony Novak on 5/12/2010. Comments, feedback, questions and corrections are welcome to help keep content relevant and up-to-date. Contact the author directly by e-mail, on Facebook, Twitter or the contact information included on his Web site.