Professional
enrollment support is available for all of the benefit plans listed on this page.
Send your question by
e-mail or live online chat.
Most Liberal Eligibility
Most Affordable
Long Term Major Medical
Dental Insurance
Online Life Insurance
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Iowa Affordable Health Insurance Exchange
Iowa has 27
commercial life and health
insurance companies
domiciled in the
state and 28
companies that issue
small group
insurance as well as
a state-sponsored
high risk health plan for residents
who have been denied
coverage for a
pre-existing medical
condition. These
standard policies
may be more
expensive than some
residents can
afford. This Web page lists some of the most popular low cost commercial health insurance plans and related benefits. All of these policies offer secure online enrollment and professional OnlineAdviser personal enrollment support. Please note that while many of these choices could be included in more than one of the suggested usage categories, each plan is listed only once for the sake of brevity. Your enrollment adviser is available to discuss suitability of any plan for your specific situation.
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Iowa insurance & benefit news
Iowa had the 2nd lowest health
insurance costs of
all states in 2008
with an average
family premium of
$10,947 per year.
(The average annual
premium for a U.S.
family covered under
an
employer-sponsored
health plan in 2008
was $12,298
according to
The
Commonwealth Fund
report. The
overall quality of
health care
ranked 2nd out of
the 51 states
(including DC).
Iowa regulates the benefits required for both
individual major
medical and group
health insurance
plans, known as
"mandated benefits".
Short Term Insurance
Intermediate Term
Supplemental Insurance
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Iowa Insurance Law
The
Iowa Department
of Insurance Web site contains
little
information about
specific health
plans.
The Web site has not yet
developed resources
to help individuals
find
commercial low cost
health plans like
mini-med or core
coverage, specific
illness policies,
supplemental
insurance and
basic health
insurance.
The state insurance department can be reached by telephone at
(515) 281-5705 or by
mail at 330 Maple
Street, Des Moines,
IA 50319. The state
children's health
insurance plan
(CHIP) Web site is
Iowa hawk-i.
Non-insurance Discount Plans
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