FreedomBenefits.net affordable health insurance

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The health insurance exchange makes it easy to find affordable high quality coverage available in your home state.

Professional enrollment support is available for all of the benefit plans listed on this page. Send your question by e-mail or live online chat.

Indiana Affordable Health Insurance Exchange

Indiana has dozens of commercial health insurance companies and HMOs and over 300 companies that issue small group insurance as well as a state-sponsored high risk health plan for residents with pre-existing medical conditions called Indiana Comprehensive Health Insurance Association (ICHIA). These standard policies may be more expensive than some residents can afford. This Web page lists some of the most popular low cost commercial health insurance plans and related benefits. All of these policies offer secure online enrollment and professional OnlineAdviser personal enrollment support. Please note that while many of these choices could be included in more than one of the suggested usage categories, each plan is listed only once for the sake of brevity. Your enrollment adviser is available to discuss suitability of any plan for your specific situation.

Indiana insurance & benefit news

Indiana had the 4th highest health insurance costs of all states in 2008 with an average family premium of $13,504 per year. (The average annual premium for a U.S. family covered under an employer-sponsored health plan in 2008 was $12,298 according to The Commonwealth Fund report. The overall quality of health care ranked 29th out of the 51 states (including DC).

Indiana regulates the benefits required for both individual major medical and group health insurance plans, known as "mandated benefits".

Short Term Insurance

American Health Shield

Celtic Insurance

Secure STM

Simple STM

Intermediate Term

Inbound Immigrant

Secure 12x3 STM

Supplemental Insurance

Smart Accident Insurance

Value Access Guarantee

Indiana Insurance Law

The Indiana Department of Insurance Web site publishes the annual HMO report card as well as a compilation of consumer complaint data about insurance companies. The Web site contains a link to the Healthy Indiana Plan (HIP) for low income adults but has not yet developed resources to help most individuals find commercial low cost health plans like mini-med or core coverage, specific illness policies, supplemental insurance and basic health insurance.

The state insurance department can be reached by telephone at (317)-232-5695 or by mail at 311 West Washington Street #300, Indianapolis IN 46204. The state children's health insurance plan (CHIP) Web site is Indiana Children's health Insurance Plan.

Non-insurance Discount Plans

Benicard

Careington PPO Discount Plans

Drug Card America

Essential Dental Solutions

Rx Pay Card

See International Coverage and Travel Insurance Listings

Consumer Insurance Issues

5/14/2010 Diabetes Coverage: A new resource to help find health insurance for diabetics in Indiana is now available at Freedom Benefits.

Contact the Author:

The content on this Web page was last updated by consumer finance writer Tony Novak on 5/12/2010. Comments, feedback, questions and corrections are welcome to help keep content relevant and up-to-date. Contact the author directly by e-mail, on Facebook, Twitter or the contact information included on his Web site.