FreedomBenefits.net  affordable health insurance
The health insurance exchange makes it easy to find affordable high quality coverage available in your home state.
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Professional enrollment support is available for all of the benefit plans listed on this page. Send your question by e-mail or live online chat.


 

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Idaho Affordable Health Insurance Exchange

Idaho has eight commercial health insurance companies that offer individual major medical insurance and 18 companies that issue small group insurance as well as a state-sponsored high risk health plan for applicants with pre-existing medical conditions. These standard policies may be more expensive than some residents can afford. This Web page lists some of the most popular low cost commercial health insurance plans and related benefits. All of these policies offer secure online enrollment and professional OnlineAdviser personal enrollment support. Please note that while many of these choices could be included in more than one of the suggested usage categories, each plan is listed only once for the sake of brevity. Your enrollment adviser is available to discuss suitability of any plan for your specific situation.

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Idaho insurance & benefit news

Idaho had the lowest health insurance costs of all states in 2008 with an average family premium of $10,837 per year. (The average annual premium for a U.S. family covered under an employer-sponsored health plan in 2008 was $12,298 according to The Commonwealth Fund report. The overall quality of health care ranked 29th out of the 51 states (including DC).
Idaho regulates the benefits required for both individual major medical and group health insurance plans, known as "mandated benefits".

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Intermediate Term

Supplemental Insurance



low cost health insurance

Idaho Insurance Law

The Idaho Department of Insurance Web site contains the complete text of the state's insurance statutes as well as a section that announces and summarizes changes to legislation and administrative rules. Although the site also contains an insurance search feature, it has not been developed as a resource to help individuals find commercial low cost health plans like mini-med or core coverage, specific illness policies, supplemental insurance and basic health insurance.
The state insurance department can be reached by telephone at 208-334-4250 or by mail at P. O. Box 83720 Boise, ID 83720. The state children's health insurance plan (CHIP) Web site is Idaho Child.

Non-insurance Discount Plans


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Consumer Insurance Issues

5/14/2010 Diabetes Coverage: A new resource to help find health insurance for diabetics in Idaho is now available at Freedom Benefits.


Office of Tony Novak Contact the Author:

The content on this Web page was last updated by consumer finance writer Tony Novak on 5/12/2010. Comments, feedback, questions and corrections are welcome to help keep content relevant and up-to-date. Contact the author directly by e-mail, on Facebook, Twitter or the contact information included on his Web site.

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