FreedomBenefits.net  affordable health insurance
The health insurance exchange makes it easy to find affordable high quality coverage available in your home state.
low cost health insurance
personal enrollment support

Professional enrollment support is available for all of the benefit plans listed on this page. Send your question by e-mail or live online chat.


 

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Long Term Major Medical


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low cost health insurance

Hawaii Affordable Health Insurance Exchange

Hawaii has 35 commercial individual health insurance companies and 7 companies that issue small group insurance as well as state-sponsored health plans for low income or disabled residents. These standard policies may be more expensive than some residents can afford. Hawaii's high risk insurance plan is not accepting new members. This Web page lists some of the state's most popular low cost commercial health insurance plans and related benefit plans. All of these policies offer secure online enrollment and professional OnlineAdviser personal enrollment support. Please note that while many of these choices could be included in more than one of the suggested usage categories, each plan is listed only once for the sake of brevity. Your enrollment adviser is available to discuss suitability of any plan for your specific situation.

low cost health insurance

Hawaii insurance & benefit news

Hawaii had the 3rd lowest health insurance costs of all states in 2008 with an average premium of $11,044 per year. (The average annual premium for a U.S. family covered under an employer-sponsored health plan in 2008 was $12,298 according to The Commonwealth Fund report. The overall quality of health care ranked 2nd out of the 51 states (including DC).
Hawaii regulates the benefits required for both individual major medical and group health insurance plans, known as "mandated benefits".

Short Term Insurance

Intermediate Term

Supplemental Insurance



low cost health insurance

Hawaii Insurance Law

The Hawaii Department of Commerce and Consumer Affairs Web site contains the entire text of the state's insurance statutes and administrative rules (both current and proposed). The state does not maintain online  resources specifically designed to help individuals find commercial low cost health plans like mini-med or core coverage, specific illness policies, supplemental insurance and basic health insurance.
The state insurance department can be reached by telephone at (808) 586-2790 or by mail at P.O. Box 3614 Honolulu, Hawaii 96811. The state children's health insurance plan (CHIP) Web site is Hawaii Covering Kids.

Non-insurance Discount Plans


See International Coverage and Travel Insurance Listings

Consumer Insurance Issues

5/14/2010 Diabetes Coverage: A new resource to help find health insurance for diabetics in Hawaii is now available at Freedom Benefits.


Office of Tony Novak Contact the Author:

The content on this Web page was last updated by consumer finance writer Tony Novak on 5/12/2010. Comments, feedback, questions and corrections are welcome to help keep content relevant and up-to-date. Contact the author directly by e-mail, on Facebook, Twitter or the contact information included on his Web site.

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