Professional
enrollment support is available for all of the benefit plans listed on this page.
Send your question by
e-mail or live online chat.
Most Liberal Eligibility
Most Affordable
Long Term Major Medical
Dental Insurance
Online Life Insurance
|
|
|
Florida Affordable Health Insurance Exchange
More than 200
commercial insurance companies
offer some type of
health insurance and
20 companies issue
small group
insurance in
Florida including 6
guaranteed issue
insurance plans for
applicants with
pre-existing medical
conditions. These
standard policies
may be more
expensive than some
residents can
afford. Florida does
not have a high risk
health insurance
pool. This
Web
page lists some of the
state's most
popular low cost
commercial health
insurance and
related benefit
plans. All of these
policies offer
secure online
enrollment and professional OnlineAdviser
personal enrollment
support. Please note
that while many of
these choices could
be included in more
than one of the
suggested usage categories,
each plan is listed only once
for the sake of
brevity. Your
enrollment adviser
is available to
discuss suitability
of any plan for your
specific situation.
|
|
Florida insurance & benefit news
Florida had the 18th
highest health
insurance costs of
all states in 2008
with an average
family premium of
$12,697. (The
average annual
premium for a U.S.
family covered under
an
employer-sponsored
health plan in 2008
was $12,298
according to
The
Commonwealth Fund
report. The
overall quality of
health care
ranked 44th out of
the 51 states
(including DC).
Florida regulates the benefits required for both
individual major
medical and group
health insurance
plans, known as
"mandated benefits".
Short Term Insurance
Intermediate Term
Supplemental Insurance
|
|
Florida Insurance Law
The
Florida Division
of Consumer Service
provides
assistance and
protections for
health insurance
buyers. The
Department's Web site
includes a
compilation of
consumer insurance
complaint statistics
and an online
complaint form.
Florida insurance
law allows
self-employed
residents buy group
health insurance for
a one person
business. This
enrollment must be
completed in August
for an October
effective date.
The Florida Department
of Financial
Services can be reached by telephone at
877-693-5236 or by mail at 200 East Gaines St., Tallahassee, FL 32399.
The state children's
health insurance
plan (CHIP) Web site
is
Florida KidCare.
Non-insurance Discount Plans
|
|
|
Consumer Insurance Issues
5/14/2010 Diabetes Coverage: A new resource to help find
health
insurance for diabetics in Florida is now available at Freedom Benefits.
3/23/2010 Florida is leading ten other states
including Alabama, Michigan, Nebraska, North Dakota, Pennsylvania, South
Carolina, South Dakota, Texas, Utah and Washington in a joint legal
challenge to the federal health reform bill on the basis that it improperly
usurps state sovereignty over health insurance and that requiring health
insurance is an illegal and improper government action.
|
Contact the Author:
