FreedomBenefits.net  affordable health insurance
The health insurance exchange makes it easy to find affordable high quality coverage available in your home state.
low cost health insurance
personal enrollment support

Professional enrollment support is available for all of the benefit plans listed on this page. Send your question by e-mail or live online chat.


 

Most Liberal Eligibility

Most Affordable

Long Term Major Medical

Dental Insurance

Online Life Insurance

low cost health insurance

District of Columbia Affordable Health Insurance Exchange

Fourteen commercial insurance companies offer individual health insurance in Washington D.C. and 14 companies that issue small group insurance as well as the state-sponsored D.C. Health Alliance, CareFirst Blue Cross Blue Shield high risk plan and Medicaid plans offer coverage for low income or disabled residents. These standard policies may be more expensive than some residents can afford. This Web page lists some of the most popular low cost commercial health insurance plans and related benefits. All of these policies offer secure online enrollment and professional OnlineAdviser personal enrollment support. Please note that while many of these choices could be included in more than one of the suggested usage categories, each plan is listed only once for the sake of brevity. Your enrollment adviser is available to discuss suitability of any plan for your specific situation.

low cost health insurance

District of Columbia insurance & benefit news

The District of Columbia had the 6th highest health insurance costs of all states in 2008, with an average family premium of $13,427 per year. (The average annual premium for a U.S. family covered under an employer-sponsored health plan in 2008 was $12,298 according to The Commonwealth Fund report. The overall quality of health care ranked 26th out of the 51 states (including DC).
District of Columbia regulates the benefits required for both individual major medical and group health insurance plans, known as "mandated benefits".

Short Term Insurance

Intermediate Term

Supplemental Insurance



low cost health insurance

District of Columbia Insurance Law

The Department of Insurance, Securities and Banking regulates health insurance in Washington D.C. help sections for each type of insurance including a section on financially assisted health plans and Medicaid.  The Web site lists the insurers but has published little information to help individuals find commercial low cost health plans like mini-med or core coverage, specific illness policies, supplemental insurance and basic health insurance. The Department helps resolve consumer complaints about health insurance and provides a downloadable complaint form.
The state insurance department can be reached by telephone at (202) 727-8000 or by mail at 810 First St., NE, Suite 701 Washington, DC 20002. The state children's health insurance plan (CHIP) Web site is DC Healthy Families.

Non-insurance Discount Plans


See International Coverage and Travel Insurance Listings

Consumer Insurance Issues

5/14/2010 Diabetes Coverage: A new resource to help find health insurance for diabetics in the District of Columbia is now available at Freedom Benefits.

11/12/2009 A new mandate requires individual and group health plans to provide coverage for orally administered chemotherapy medication in a manner no more restrictive than intravenously administered treatment or injected cancer medications.


Office of Tony Novak Contact the Author:

The content on this Web page was last updated by consumer finance writer Tony Novak on 5/12/2010. Comments, feedback, questions and corrections are welcome to help keep content relevant and up-to-date. Contact the author directly by e-mail, on Facebook, Twitter or the contact information included on his Web site.

Copyright 2010 Freedom Benefits Association
Privacy Policy
Home page       About us          News          Products        Help       Contact us