Professional
enrollment support is available for all of the benefit plans listed on this page.
Send your question by
e-mail or live online chat.
Most Liberal Eligibility
Most Affordable
Long Term Major Medical
Dental Insurance
Online Life Insurance
|
|
|
Delaware Affordable Health Insurance Exchange
Delaware has 35
commercial health
insurance companies
that issue
individual health
insurance and 14
companies that issue
small group
insurance
as well as
state-sponsored
health plans for low
income or disabled
residents. Delaware
does not have a high
risk insurance pool. Blue Cross Blue Shield of Delaware Inc. is by far the largest health insurance company in the state,
issuing about 2/3 of the
state's total health
insurance policies.
These standard
policies may be more
expensive than some
residents can
afford. This
Web
page lists some of the
other most
popular low cost
commercial health
insurance plans and
related benefits. All of these
policies offer
secure online
enrollment and professional OnlineAdviser
personal enrollment
support. Please note
that while many of
these choices could
be included in more
than one of the
suggested usage categories,
each plan is listed only once
for the sake of
brevity. Your
enrollment adviser
is available to
discuss suitability
of any plan for your
specific situation.
|
|
Delaware insurance & benefit news
Delaware had the 7th
highest health
insurance costs of
all states in 2008
with an average
family premium of
$13,472 per year.
(The average annual
premium for a U.S.
family covered under
an
employer-sponsored
health plan in 2008
was $12,298
according to
The
Commonwealth Fund
report. The
overall quality of
health care
ranked 14th out of
the 51 states
(including DC).
Delaware regulates the benefits required for both
individual major
medical and group
health insurance
plans, known as
"mandated benefits".
Short Term Insurance
Intermediate Term
Supplemental Insurance
|
|
Delaware Insurance Law
The
Delaware
Insurance Department Web site contains
a consumer help
section for
individuals that
briefly discusses
the various types of low cost
health plans like
mini-med or core
coverage, specific
illness policies,
supplemental
insurance and
basic health
insurance. Delaware
insurance law allows
self-employed
residents buy group
health insurance for
a one person
business.
The state insurance department can be reached by telephone at
(302) 674-7310 or by mail at 841 Silver Lake Blvd. Dover, DE 19904.
The state children's
health insurance
plan (CHIP) Web site
is
Delaware Healthy Children Program.
Non-insurance Discount Plans
|
|
|
Contact the Author:
