FreedomBenefits.net  affordable health insurance
The health insurance exchange makes it easy to find affordable high quality coverage available in your home state.
low cost health insurance
personal enrollment support

Professional enrollment support is available for all of the benefit plans listed on this page. Send your question by e-mail or live online chat.


 

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low cost health insurance

Connecticut Affordable Health Insurance Exchange

Connecticut has 8 commercial health insurance companies that issue individual health insurance and 19 companies that issue small group insurance as well as 3 state-sponsored health plans for high risk individuals or low income residents. Health Reinsurance of Connecticut Association is the state's high risk insurance pool. These standard policies may be more expensive than some residents can afford. This Web page lists the most popular low cost commercial or supplemental health insurance plans and some related benefit plans. All of these policies offer secure online enrollment and professional OnlineAdviser personal enrollment support. Please note that while many of these choices could be included in more than one of the suggested usage categories, each plan is listed only once for the sake of brevity. Your enrollment adviser is available to discuss suitability of any plan for your specific situation.

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Connecticut insurance & benefit news

Connecticut had the 5th highest health insurance costs of all states in 2008 with an average family premium cost of $13,436 per year. (The average annual premium for a U.S. family covered under an employer-sponsored health plan in 2008 was $12,298 according to The Commonwealth Fund report. The overall quality of health care ranked 8th out of the 51 states (including DC).
Connecticut regulates benefits required for both individual major medical and group health insurance plans, known as "mandated benefits".

Short Term Insurance

Intermediate Term

Supplemental Insurance



low cost health insurance

Connecticut Insurance Law

The Connecticut Insurance Department Web site contains the complete text of the state's insurance laws offers help for individuals who have unresolved complaints about their insurance. The state compiles information about the nature and resolution of these complaints and publishes an annual report of this information. Connecticut insurance law allows self-employed residents buy group health insurance for a one person business.
The state insurance department can be reached by telephone at (860) 297-3800 or by mail at P.O. Box 816
Hartford, CT 06142. The state children's health insurance plan (CHIP) Web site is Connecticut Healthcare for UninSured Kids and Youth (HUSKY).

Non-insurance Discount Plans


See International Coverage and Travel Insurance Listings

Consumer Insurance Issues

5/14/2010 Diabetes Coverage: A new resource to help find health insurance for diabetics in Connecticut is now available at Freedom Benefits.

3/23/2010 A bill has been proposed to expand the current requirement that a health plan provide the evidence and information that were considered in the denial of a claim.


Office of Tony Novak Contact the Author:

The content on this Web page was last updated by consumer finance writer Tony Novak on 5/12/2010. Comments, feedback, questions and corrections are welcome to help keep content relevant and up-to-date. Contact the author directly by e-mail, on Facebook, Twitter or the contact information included on his Web site.

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