Professional
enrollment support is available for all of the benefit plans listed on this page.
Send your question by
e-mail or live online chat.
Most Liberal Eligibility
Most Affordable
Long Term Major Medical
Dental Insurance
Online Life Insurance
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Colorado Affordable Health Insurance Exchange
Twenty
commercial health
insurance companies
offer
individual health
insurance policies
in Colorado and 21
companies issue
small group
insurance. The
state-sponsored
high risk health plan for residents
with pre-existing
medical conditions
is called " Cover
Colorado". These
standard policies
may be more
expensive than some
residents can
afford. Colorado
also has an
Indigent Care
Program that is
not health insurance
but can help low
income residents pay
for medical services. This Web
page lists some of the most
popular low cost
commercial health
insurance plans and
related benefits. All of these
policies offer
secure online
enrollment and professional OnlineAdviser
personal enrollment
support. Please note
that while many of
these choices could
be included in more
than one of the
suggested usage categories,
each plan is listed only once
for the sake of
brevity. Your
enrollment adviser
is available to
discuss suitability
of any plan for your
specific situation.
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Colorado insurance & benefit news
The state of
Colorado had the
20th lowest health
insurance costs of
all states in 2008
with an average
family premium cost
of $11,967 per year.
(The average annual
premium for a U.S.
family covered under
an
employer-sponsored
health plan in 2008
was $12,298
according to
The
Commonwealth Fund
report. The
overall quality of
health care
ranked 24th out of
the 51 states
(including DC).
Colorado Division of Insurance
drew attention
by issuing a
warning
in July 2008 about
small businesses
that use HRA plans
to bypass the
mandated benefits of
business health
plans.
Short Term Insurance
Intermediate Term
Supplemental Insurance
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Colorado Insurance Law
The
Colorado Division
of Insurance Web site contains
basic information
about various types
of health insurance.
Colorado
insurance law
allows self-employed
residents buy group
health insurance for
a one person
business.
The state Division of Insurance can be reached by telephone at
(303) 894-7490 or by mail at
1560 Broadway, Suite
850, Denver, CO
80202. The state
children's health
insurance plan
(CHIP) Web site is
Colorado Child Health Plan Plus (CHP+).
Non-insurance Discount Plans
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Consumer Insurance Issues
7/15/2010 The new Colorado High Risk
Insurance Pool called "GettingUSCovered" is now open through Rocky Mountain
Health Plan and CoverColorado. This new open enrollment insurance is expected to
provide coverage for about 4,000 previously uninsured Colorado residents at
subsidized rate of $115 to $601 per month, depending on age for a $2,500 deductible single person coverage policy.
A $90 million federal grant will subsidize the
cost of the program until 2014.
5/14/2010 Diabetes Coverage: A new resource to help find
health
insurance for diabetics in Colorado is now available at Freedom Benefits.
3/23/2010 A proposed constitutional
amendment that prevents citizens from being forced to purchase health care
insurance has been proposed and the state attorney general says that the state
will not enforce federal health care reform law. Colorado is considering joining
a multi-state lawsuit to oppose federal health care reform.
3/13/2010 The bill
intended to expand maternity and contraceptive coverage in
individual policies and eliminating pregnancy as a
pre-existing conclusion has been defeated. Maternity
coverage will be available as an optional coverage.
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