FreedomBenefits.net  affordable health insurance
The health insurance exchange makes it easy to find affordable high quality coverage available in your home state.
low cost health insurance
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Professional enrollment support is available for all of the benefit plans listed on this page. Send your question by e-mail or live online chat.


 
low cost health insurance

Arkansas Affordable Health Insurance Exchange

Arkansas has more than 50 commercial health insurance companies that offer individual coverage as well as a state-sponsored Child Health Insurance Plan (CHIP) administered by Blue Cross Blue Shield Association and a high risk health insurance pool. These standard policies may be more expensive than some residents can afford. This Web page lists some of the most popular low cost commercial health insurance plans and related benefits. All of these products offer secure online enrollment and professional OnlineAdviser personal enrollment support. Please note that while many of these choices could be included in more than one of the suggested usage categories, each plan is listed only once for the sake of brevity. Your enrollment adviser is available to discuss suitability of any plan for your specific situation.

low cost health insurance

Arkansas insurance & benefit news

Arkansas had the 8th lowest health insurance costs of all states in 2008 with an average family premium of $11,220 per year. (The average annual premium for a U.S. family covered under an employer-sponsored health plan in 2008 was $12,298 according to The Commonwealth Fund report. The overall quality of health care ranked 48th out of the 51 states (including DC).
Arkansas regulates the benefits required for both individual major medical and group health insurance plans, known as "mandated benefits". Examples are infertility treatment and diabetic supplies.

Short Term Insurance

Intermediate Term

Supplemental Insurance



low cost health insurance

Arkansas Insurance Law

The Arkansas Insurance Department Web site contains very little information about individual health insurance and is not a significant resource for individuals shopping for affordable health insurance. The department Web site does contain information about procedures for filing consumer complaints. The Arkansas Comprehensive high risk health insurance pool is available regardless of medical history. Without proof of prior coverage, a 12 month waiting period applies before pre-existing medical conditions are covered.
The state insurance department can be reached by telephone at 501- 371-2600 or by mail at 1200 West Third Street, Little Rock AR 72201. The state children's health insurance plan (CHIP) Web site is Arkansas ARKids First.

Non-insurance Discount Plans


See International Coverage and Travel Insurance Listings

Consumer Insurance Issues

5/10/2010 Diabetes Coverage: A new resource to help with health insurance for diabetics in Arkansas is available


Office of Tony Novak Contact the Author:

The content on this Web page was last updated by consumer finance writer Tony Novak on 5/14/2010. Comments, feedback, questions and corrections are welcome to help keep content relevant and up-to-date. Contact the author directly by e-mail, on Facebook, Twitter or the contact information included on his Web site.

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