Professional
enrollment support is available for all of the benefit plans listed on this page.
Send your question by
e-mail or live online chat.
Most Liberal Eligibility
Most Affordable
Long Term Major Medical
Dental Insurance
Online Life Insurance
|
|
|
Arizona Affordable Health Insurance Exchange
Arizona currently has
27
commercial health
insurance companies
that issue
individual health
insurance and 32
companies that issue
small group
insurance but the
state does not have a
state-sponsored high
risk health plan.
These standard
policies may be more
expensive than some
residents can
afford. This Web
page lists the most
popular low cost
commercial health
insurance plans and
related benefits. All of these
policies offer
secure online
enrollment and professional OnlineAdviser
personal enrollment
support. Please note
that while many of
these choices could
be included in more
than one of the
suggested usage categories,
each plan is listed only once
for the sake of
brevity. Your
enrollment adviser
is available to
discuss suitability
of any plan for your
specific situation.
|
|
Arizona insurance & benefit news
Arizona health
insurance costs in
2008 were almost the same
as the national
average, with the
state ranking #25
out of 50 in premium
rates. (The average
annual premium for a
U.S. family covered
under an
employer-sponsored
health plan in 2008
was $12,298
according to
The
Commonwealth Fund
report. The
overall quality of
health care
ranked 36th out of
the 51 states
(including DC).
Arizona regulates the benefits required for both
individual major
medical and group
health insurance
plans, known as
"mandated benefits".
A brochure
summarizing this
mandated coverage
is available at the
state insurance
department Web site.
Short Term Insurance
Intermediate Term
Supplemental Insurance
|
|
Arizona Insurance Law
The
Arizona Department
of Insurance Web site
contains a listing
of the state's
health insurance
laws and insurance
companies. The
state-sponsored
Healthcare Group of
Arizona is
available to high
risk small
businesses and
self-employed
individuals who do
not qualify for
commercial coverage.
This plan is more
expensive than
individual or group
commercial insurance
and a 12 or 18 month
waiting period
applies to
pre-existing medical
conditions.
The state insurance department can be reached by telephone at (800) 325-2548 or by mail at 2910 N. 44th St.,
Suite 210,
Phoenix AZ 85018. The state children's health insurance plan (CHIP) Web site is
Arizona KidsCare
sponsored by the
Medicaid Agency.
Non-insurance Discount Plans
|
|
News
|
Consumer Insurance Issues
5/10/2010 Diabetes Coverage: A new resource to help with
health
insurance for diabetics in Arizona is available
3/23/2010 A proposed constitutional
amendment that prevents citizens from being forced to purchase health care
insurance is scheduled to appear on the November ballot. If this ballot initiative is
passed and the Arizona residents removed from the state's SCHIP program do not
voluntarily purchase health insurance in the commercial market, then Arizona
could easily have the highest percentage of uninsured residents in the U.S.
1/28/2010 More than 5 percent of Arizona's residents
will lose their state provided health insurance this year if the
Governor's budget proposal is adapted. If these cutbacks are enacted,
Freedom Benefits will focus on making a minimal coverage available to
the 47,000 kids and 310,000 adults who could be dropped from the state's
insurance plan. These individuals are unlikely to be able to afford the
price of major medical insurance but may want to buy a basic health
insurance or accident coverage at a lower price as a
temporary measure.
|
Contact the Author:
