Professional
enrollment support is available for all of the benefit plans listed on this page.
Send your question by
e-mail or live online chat.
Most Liberal Eligibility
Most Affordable
Long Term Major Medical
Dental Insurance
Online Life Insurance
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Alabama Affordable Health Insurance Exchange
Alabama has 35
commercial health
insurance companies
that issue
individual coverage
and 7 companies that
issue small group
insurance
as well as
the state-sponsored
health plans for low
income or disabled
residents. These
policies
are not available to
all who need
coverage and this
insurance may be more
expensive than some
residents can
afford. This Web
page lists the most
popular low cost
commercial health
insurance plans and
some related benefits. All of these
policies offer
secure online
enrollment and professional OnlineAdviser
personal enrollment
support. Please note
that while many of
these choices could
be included in more
than one of the
suggested usage categories,
each plan is listed only once
for the sake of
brevity. Your
enrollment adviser
is available to
discuss suitability
of any plan for your
specific situation.
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Alabama insurance & benefit news
Alabama had the 5th
lowest health
insurance costs of
all states in 2008.
(The average annual
premium for a U.S.
family covered under
an
employer-sponsored
health plan in 2008
was $12,298
according to
The
Commonwealth Fund
report. The
overall quality of
health care
ranked 40th out of
the 51 states
(including DC).
Alabama regulates the benefits required for both
individual major
medical and group
health insurance
plans, known as
"mandated benefits".
Short Term Insurance
Intermediate Term
Supplemental Insurance
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Alabama Insurance Law
The state insurance department can be reached by telephone at 334-269-3550 or by mail at P O Box 303351
Montgomery, AL 36130-3351. The state children's health insurance plan (CHIP) Web site is
Alabama ALL Kids.
Non-insurance Discount Plans
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Consumer Insurance Issues
5/10/2010 Diabetes Coverage: A new resource to help find
health
insurance for diabetics in Alabama is now available at Freedom Benefits.
3/23/2010 Alabama and ten other states
including Florida, Michigan, Nebraska, North Dakota, Pennsylvania, South
Carolina, South Dakota, Texas, Utah and Washington will make a joint legal
challenge to the federal health reform bill on the basis that it improperly
usurps state sovereignty over health insurance and that requiring health
insurance is an illegal and improper government action.
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