Celtic Basic individual major medical insurance

Celtic Basic: personal affordable health insurance

Today's changing needs and budgets call for quality, economical basic health coverage. Combining a strong national network with many sought-after benefits, Celtic Basic is a personal affordable health insurance plan targeting the growing number of consumers who want quality health coverage to protect them from medical costs while fitting into their budget. Celtic’s commitment to quality benefits, expert service and affordability make the Celtic Basic Health Plan a logical choice for protection against the rising costs of medical services.

Celtic Basic is currently available in: AL, AR, AZ, CA, CO, DE, DC, FL, GA, IL, IN, IA, KS, LA, MI, MS, NE, NH, NC, NM, OH, OK, PA, SC, SD, TN, TX, WV, WI, and WY. Other Celtic Insurance plans may be available in other states. See the Freedom Benefits insurance exchange to see what other affordable health care insurance plans are available in your state.

Celtic Basic includes the features you need:

Quality, basic health insurance coverage
Affordable rates to fit the budget with high deductible options
A no-hassle PPO with 80/20 coinsurance and $1,500, $2,500 or $5,000 deductible choices
Maximum lifetime protection of $5 million
Two $30 copay office visits per year
$200 wellness benefit included after the first 12 months of coverage
Prescription drug option
12 month initial rate guarantee

Celtic Insurance member services makes it easy:

Simple online application
Prompt claims payment, no claim forms
Toll-free customer service
Ideal affordable medical insurance for self employed individuals

A low-cost health plan with essential benefits, Celtic Basic offers a basic benefit structure with additional client cost-sharing to keep premiums low. It’s an ideal health plan for self employed individuals, young singles and anyone in need of high-quality economical basic health coverage.

Plan benefits and availability may vary by state. The information shown here and in any accompanying literature is not intended to provide full details of Celtic plans and may change at the discretion of Celtic Insurance Company. It is not an offer or invitation to contract. An application must be completed to obtain coverage, and in applying for coverage, the primary insured agrees to be bound by the Certificate or Policy. Complete terms of coverage, including exclusions and limitations, are outlined in the individual Certificate Booklets and set forth in the applicable insurance Certificate or Policy. Plans are subject to medical underwriting and other restrictions. Rates and benefits vary by location. Provider participation may change without notice. The benefits described here and any accompanying literature are the standard benefits offered by Celtic. Benefits and policy provisions vary in some states. Celtic Basic Health Plan form number G5-544-00156 / I5-544-00159

Product Review

A short introductory video of this health plan is available online. This product has not yet been reviewed by Freedom Benefits. If you wish to submit comments to be incorporated into the review, please e-mail us. We appreciate your feedback.

Pros

This product has not yet been reviewed by Freedom Benefits.

Cons