| Temporary | Supplemental | Travel | HSA | Major Medical | Life | Dental | Ancillary | International | Group | Individual | Accident | Mini-medical
| High deductible | Emergency | Critical Illness | Prescription |
PPO | Guaranteed Issue | Pre-existing Condition
|
 OnlineAdviser
support makes it easy to get friendly, personal, professional
and independent
help with your insurance selections and
enrollment. Support is available through
live online chat or within one business day
with fast
e-mail response.OnlineAdviser enrollment support by email at tnovak@freedombenefits.net or register for premium pre-paid telephone support at onlineadviser.org. Health insurance news and tips via Twitter or visit us on Facebook.com/freedombenefits.
Member Services:
Careington
P.O. Box 2568 Frisco, Texas 75034 (800) 441-0380  Highlights The
nation's largest and
most reputable
marketer of PPO
discount plans All
discount plans
include a 45 day
trial period with
full money back if
not satisfied with
the plan benefits.Dental
& Vision plan
$108/year Multi-care
plan $159/yearPremier
Total Care plan
$269/year |
|
News10/28/09 - The employee benefits subsidiary of insurance giant American International Group (AIG) announced today it has chosen Careington as
the new provider of all of its dental PPO plans beginning January 1,
2010. In a press release, the company wrote "Careington International
Corporation is a licensed Discount Medical Plan Organization. Dedicated
to improving the health and well-being of individuals, Careington's
health and wellness solutions are designed to complement traditional
health insurance and provide substantial savings for under-insured
or uninsured individuals". Donna Fahey, senior vice president of
Employee Benefit Solutions is quoted as saying that Careington's
"new, larger network offers more provider locations than ever
before, delivering the comfort of choice, while reducing both client
costs and concerns.” |
|||||||||||||||
Product Reviews
The difficulties and bad feelings that can result when a dentist charges a missed appointment fee are discussed in this thread at Comlaintsboard. Neither Careington nor any other dental plan can help a consumer with this issue; it is solely a business practice decision of the dentist.
The Careington dental network was reviewed in the New York Times in an article titled "Comparison Shopping for discounted dental Care" on June 16, 2011. Unfortunately the article focused primarily on the retailer's Web site and not on the benefits of the discount network itself. Also, the author was apparently not aware that the same type of discount arrangement is already available for doctor and hospital charges through Careington's multi-plan product.
If you wish to submit comments to be incorporated into this review section, please e-mail us. We appreciate your feedback.
Pros
This Careington discount network is generally regarded as the largest and best-known of its type in the U.S., especially for dental services. We have never received a negative comment or complaint about the company, its services or its handling of a customer request in more than ten years as a retainer of the Careington network services through www.ehealthdiscountplan.com.
Cons
Some people may confuse a discount network service with an insurance plan. While reputable retailers and consumer protection authorities go out of their way to highlight the distinctions, there are still a few unscrupulous sellers and/or inattentive buyers of misrepresented services. Most states have adopted strict rules regarding the marketing of discount services that are designed to minimize the chance of a misunderstanding.
Forms in PDF format for download
All available forms can be found by following the quote and enrollment link above.
Opinions expressed are the sole responsibility of the author and do not necessarily represent the opinion of Freedom Benefits Association or any other person, company or entity mentioned. Information is from sources believed to be true, but cannot be guaranteed.