CallMD

by Tony Novak   revised 3/9/2012

This short article summarizes the features and benefits of CallMD, an increasingly popular benefit added to health insurance plans to provide easy access to low cost routine medical care. CallMD provides a nationwide network of medical doctors available for consultation,

Members have access to doctors for routine medical needs without have to take time to make an appointment and wait in line at their doctor’s office. Service is available 24 hours per day / 7 days per week. Doctors may write a prescription for a non-narcotic or non controlled medications at any time day or night.

As of March 2012, members now receive UNLIMITED CallMD doctor consultations.
   
Members’ electronic medical records (EMR) are stored in a highly secured, internet accessible environment and makes this information available to our network doctors prior to a doctor consultation.  

The service is only available where allowed by law. Registered nurses serve as the primary call center representatives who speak with members regarding their medical needs and arrange consultations with a doctor when necessary.

Although CallMD is available without insurance we suggest that it is a better value when combined with insurance.

For Individuals - Two popular options are "24 Hour Accident Coverage" supplemental insurance and "ValueMed", a mini-med plan.

For Businesses - CallMD could also be built into a small business flexible benefit plan at minimal cost (less than $50 per employee per year). See www.freedombenefits.org for details on our services for small business flexible benefit plans.