| Temporary | Supplemental | Travel | HSA | Major Medical | Life | Dental | Ancillary | International | Group | Individual | Accident | Mini-medical
| High deductible | Emergency | Critical Illness | Prescription |
PPO | Guaranteed Issue | Pre-existing Condition
|
 OnlineAdviser
support makes it easy to get friendly,
personal, professional and independent help
with your insurance selections and
enrollment. Support is available through
live online chat or within one business day
with fast
e-mail response.OnlineAdviser enrollment support by email at tnovak@freedombenefits.net or register for premium pre-paid telephone support at onlineadviser.org. Health insurance news and tips via Twitter or visit us on Facebook.com/freedombenefits.
Member Services:
CBPI
PO Box 20594, Tampa FL 33622 (800) 753-1000  Highlights of AHS dental insurance Two
plans available,
each with four
classes of dental
benefits. low
single $100 lifetime
deductibleChoice
of $750 or $1,250
maximum per person No
waiting period for
Preventative CareIncludes
up to $1000 orthodontic
coverage See
"Plan Information" online |
|
|
Product Review and News
The American Health Shield products are one of the most trusted brands for individual insurance. Co-ordinated Benefit Plans Inc. has been one of Freedom Benefits most reliable partners for more than two decades.
American Health Shield Voluntary Dental Insurance is an affordable plan of comprehensive dental benefits for individuals and their family members. AHS offers three plan options that include preventative, basic, major and orthodontic benefits.
Highlights:
- Choose from three plan options with coverage ranging from 50% to 100%
- Freedom to choose any dentist
- Easy, online application
- Membership is available to U.S. Residents, subject to state availability
- Convenient, automatic, monthly payments by credit card or bank draft
- American Health Shield Voluntary Dental is provided through membership in the American Travel Services Trust
Coverage
The details of coverage for each of the three plans are listed seperately on these PDF forms:
Benefits, Exclusions and Limitations for Plan A and Plan B
Benefits, Exclusions and Limitations for PPO Plan
Claims
To submit a claim, mail completed claim forms to: RLHICA Renaissance P.O. Box 17250 Indianapolis, IN 46217
More information
See the artiicle "American Health Shield Frequiently Asked Questions" for more information.
If you wish to submit comments to be incorporated into the review, please e-mail us. We appreciate your feedback.
Pros
Strong customer support. No waiting period for diagnostic and preventative services.
Cons
As with all individual dental insurance plans, there is a waiting period before maximum benefits are available. The waiting period is 6 months for basic services, 12 months for major services and 24 months for othodontic services.
Forms in PDF format for download
All available forms can be found by following the quote and enrollment link above.
Opinions expressed are the sole responsibility of the author and do not necessarily represent the opinion of Freedom Benefits Association or any other person, company or entity mentioned. Information is from sources believed to be true, but cannot be guaranteed.