International Medical Group - July 2011
by Tony Novak
June 20, 2011
We were please to receive this good news from
International Medical Group, one of
the providers of the most popular international medical insurance
here on
Freedom Benefits.
Global Series rates remain the same
All
Global Medical Insurance and Global Medical Mission Insurance plan
rates will remain the same through the end of 2011.
Patriot Product Updates
Starting in July 2011 the following products will be updated to include new
benefits:
In summary, the following updates will be made:
-
Homeowner's / Renter's Insurance Deductible Benefit (all plans):
In the event of a break-in,
fire or natural disaster to an insured person's primary
place of residence while he/she is traveling abroad, the
plans will reimburse the homeowner's / renter's
insurance deductible up to a maximum of $1,000.
-
Sudden and Unexpected Recurrence of a
Pre-existing Condition (all plans):
U.S.
Citizen
– Up to age 65 with a Primary Health plan -
URC up to certificate maximum
– Up to age 65 without
a Primary Health plan - $20,000 lifetime maximum
–
Age 65 + with or without a Primary Health plan - $2,500
lifetime maximum
Note: Primary Health plan must have existed prior to
effective date and during coverage of the IMG plan and
the pre-existing condition must be covered under the
Primary Health Plan.
- Evacuation Plus Rider: Provides coverage for emergency medical
evacuations for medical conditions that are non-life
threatening and evacuations as a result of a natural
disaster. Patriot Platinum Non Life-threatening Medical
Evacuation - Up to a maximum of $50,000. Disaster
Evacuation - Up to a maximum of $10,000. Requirements:
Up to age 65. Available with a minimum of 3 months of
coverage regardless of the minimum number of days being
traveled.
-
Patriot Group Travel, Patriot Green: same
additional base changes as Patriot Travel
-
Platinum Only Enhancement – Coverage up to $20,000 for a Sudden and
Unexpected Reoccurrence of a pre-Existing Condition for
Non-U.S. citizens up to age 65.
Freedom Benefits repeats a reminder that whenever health
insurance changes occur, the details of the coverage is best
obtained directly from the quoting and enrollment link. When
plan changes are made inevitably some previously published
information becomes outdated.
We recommend using the "coverage
without boundaries" online tool as the starting point to
see the available coverage options. This is not a flashy
Website but provides the important information in an easy to
understand format.
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