by Tony Novak
revised December 2, 2011
Editor's note: a seperate article reviewing CallMD
from a consumer's persepective will be available in the near
future.
This short article summarizes the features and benefits
of CallMD, an increasingly popular benefit added to health
insurance plans to provide easy access to low cost routine
medical care. CallMD provides a nationwide network of
medical doctors available for consultation,
Members
have access to doctors for routine medical needs without
have to take time to make an appointment and wait in line at
their doctor’s office. Service is
available 24 hours per day / 7 days per week. Doctors may
write a prescription for a non-narcotic or non controlled
medications at any time day or night.
Members’ electronic medical records
(EMR) are stored in a highly secured, internet accessible
environment and makes this information available to our
network doctors prior to a doctor consultation.
The service
is only available where allowed by law. Registered
nurses serve as the primary call center representatives who
speak with members regarding their medical needs and arrange
consultations with a doctor when necessary.
Although
CallMD is available without insurance we suggest that it is
abetter value when combined with insurance. Two popular
options are "
24
Hour Accident Coverage" supplemental insurance and "
ValueMed",
a mini-med plan. CallMD could also be built into a small
business flexible benefit plan at minimal cost. See
www.freedombenefits.org for detaiils.