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OnlineAdviser forum
Physical exam not required for insurance
updated June 28, 2011
Our guest asks:
Is there a physical required for this policy? Neither of them have any major medical issues, but I don’t want anything to delay the onset of coverage.
OnlineAdviser responds:No physical exam is required for any health insurance policy listed on the insurance exchange or the listings here at www.FreedomBenefits.net. Short term major medical insurance applications are processed immediately online and coverage may start within hours. Regular renewable insurance plans require a few days for application review.
Some plans called "guaranteed issue" do not even ask about medical history and are immediately issued online.
To see what low cost plan choices are available, select your state from the home page.
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Opinions expressed are the sole responsibility of the author and do not necessarily represent the opinion of Freedom Benefits Association or any other person, company or entity mentioned. Information is from sources believed to be true but cannot be guaranteed.