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OnlineAdviser forum
Type 2 Diabetic in Delaware
Our guest asks:
My mother is 56 and has diabetes 2. She earns about $30,000 a year and is currently paying $20,000 a year for medical insurance. She has an insulin pump. She lives in Delaware. Are you aware of other options for her?
OnlineAdviser responds:The list of insurance options for individuals in the article titled "Health Insurance for Diabetics in Delaware" at http://freedombenefits.net/diabetes/health-insurance-for-diabetics-in-Delaware.html is up-to-date and complete.
Our current government-sponsored pre-existing insurance program intended for this type of situation requires a risky spend-down of personal assets for 6 months while being without coverage before becoming eligible for the government-assisted plan. While we can't advise taking that risk voluntarily, it may become a necessity since the current financial situation is obviously unsustainable.
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Opinions expressed are the sole responsibility of the author and do not necessarily represent the opinion of Freedom Benefits Association or any other person, company or entity mentioned. Information is from sources believed to be true but cannot be guaranteed.