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OnlineAdviser forum
Does Markel Insurance cover infertility?
Our guest asks:
Does Markel Insurance cover infertility treatment?
OnlineAdviser responds:No, charges for treatment of male or female infertility; in vitro and in vivo fertilization of an ovum, or artificial insemination are on the list of excluded coverage. The entire list of exclusions can be seen at www.basichealthinsurance.net.
Other than those items specifically listed as excluded, coverage under Basic Health Insurance from Markel Insurance Company is not dependant on the specific medical reason for the claim as long as it is a medically necessary treatment. See the summary chart of benefits for the covered treatment items. More information is available at the same Web site.
Basic Health Insurance is not approprate as the primary health insurance, especially if you expect to need coverage through a maternity in the future.
Columnist Tony Novak answers guest questions in a wide range of consumer finance issues. Health insurance questions and responses are published here to help others with the same issues. Personal information is removed from the question prior to publication. Novak has addressed more than 50,000 consumer finance questions in newspapers, radio television and Internet over a span of 24 years. An expanded biography is published at www.tonynovak.com. Novak is frequently compensated for endorsement of the companies covered in the forum. Advise is from sources believed to be reliable but cannot be guaranteed. OnlineAdviser comments represents the opinion of the adviser only and not represent the position any other person or business. This service is provided without charge on a best-efforts basis. Neither Freedom Benefits nor the adviser assume any liability for the effects of reliance on this advice.
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Opinions expressed are the sole responsibility of the author and do not necessarily represent the opinion of Freedom Benefits Association or any other person, company or entity mentioned. Information is from sources believed to be true but cannot be guaranteed.