Celtic Saver Health Savings Account in Florida

Our guest asks:

I am a little confused! I live in Florida and recently I was offered the Celtic Saver HSA plan although it appears that it is not available in Florida. Can you please clarify for me; maybe it is nothing more than a typo.

OnlineAdviser responds:

Yes, Celtic Saver HSA insurance plan you mentioned is available in Florida. These health plan titles and state availability details tend to change over time whereas published published materials may be dated. This seems to be the case with the publication you saw. Celtic Insurance’s online pricing service includes a complete up-to-date listing of plans available in each zip code.

The burden of compliance with state insurance regulation with regard to plan availability is on the insurance company, not on the consumer. A consumer may enroll in any insurance plan offered though any source and be assured that the provisions of the offer of coverage and the contract itself are valid.

Columnist Tony Novak answers guest questions in a wide range of consumer finance issues. Health insurance questions and responses are published here to help others with the same issues. Personal information is removed from the question prior to publication. Novak has addressed more than 50,000 consumer finance questions in newspapers, radio television and Internet over a span of 24 years. An expanded biography is published at www.tonynovak.com. Novak is frequently compensated for endorsement of the companies covered in the forum. Advise is from sources believed to be reliable but cannot be guaranteed. OnlineAdviser comments represents the opinion of the adviser only and not represent the position any other person or business. This service is provided without charge on a best-efforts basis. Neither Freedom Benefits nor the adviser assume any liability for the effects of reliance on this advice.

Celtic Saver Health Savings Account in Florida

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