FreedomBenefits.net
with OnlineNavigator personal support
Home    Site map    Privacy    Contact us
"America's favorite online insurance exchange since 1997."

Tony Novak BBB Business Review
Accident | ACOs | Ancillary | Catastrophic coverage | Critical Illness | Dental | Disability Income | Emergency | FB University | Group | Guaranteed Issue | HRA | HSA | High deductible | Immigrant | Individual | International | Life | Major Medical | Medigap | Mini-med | OnlineNavigator | Pre-existing Condition | PPO | Prescription | Small Business | Supplemental | Temporary | Travel

 

low cost health insurance

What's New?


April 2013 - Freedom Benefits launches Members Health Insurance Exchange to help transition to qualfied major medical insurance plans coming under the ACA health reform law. New articles: "Immediate issue health insurance, Health insurance for independent contractors" and "Health Insurance for Athletes"

March 2013 - Our Lloyd's London coverholder introduces an interactive travel insurance guide

February 2013 - We served a record 14,818 visitors over the past month.

January 2013 - NJ Health Insurance Exchange and Seven Simple but Powerful Financial Planning Tips for 2013

December 2012 - New advice on setting up health insurance for a staffing agency. UCT "any dentist" plan now offers dependent child coverage.

November 2012 - Planning advice for cancer patient losing COBRA coverage. An easy way to save money with Cigna PPO doctors and hospitals.

October 2012 - Update to "Health Insurance for Diabetics" on coverage strategy.

September 2012 - New Core Dental Insurance makes immediate coverage available for major dental treatments.

August 2012 - "What's behind rising student health insurance rates?" and new supplemental benefits including CallMD telemedicine plan at $20 per month, OnlineNavigator service at $8 per month, Consumer Direct Accident Medical Expense starting at $20 per month and Critical Illness Benefit starting at $25 per month. Also see update on "Affordable Insurance Exchanges: more choices, competition and clout"

July 2012 - Private insurance exchanges will flourish per AHIP panel and new statistics shows why short term medical insurance remains popular. Check out this better dental/vision/hearing insurance now available to adults in 32 states.

June 2012 - Freedom Benefits reaction to the Supreme Court decision, "Learning to live with universal coverage" and "First glimpse of health reform after the Supreme Court ruling". Core Health Insurance announces no rate increase. "How to improve small business 401(k) Plans"; educational program is available.

May 2012 - Read Consumers' surprise objection of health insurance rebates, and "15 Things you did not know about health reform law". New and improved benefits for Liaison Continent travel medical insurance insured by Lloyds' London.

April 2012 - Avoid paying an enrollment fee for United States Fire Insurance Company's Core Health Insurance and other health plans using our  secure online enrollment links. Updated NAIC report on Celtic Insurance Company. UnitedHealthOne announces new rating system that rewards those with prior coverage; Low cost health insurance in New Hampshire.

March 2012 - New federal regulations for student insurance; free health coverage screenings by OnlineNavigator help uncover more coverage options. Pre-existing Condition Insurance Plans are now available in most states. New article: "Supplemental insurance with a Health Savings Account" addresses common consumer questions.

February 2012 - "Checklist of health insurance savings strategies" article and "Health care pricing report" make it easier to cut medical costs. "CallMD" article introduces an easy way to add telemedicine to your health plan. Fast fact sheets for Flexible Savings Accounts and Health Savings Accounts are updated for 2012.

January 2012 - updates to Liaison International, tips to avoid scams and "Step-by-step guide to reducing small business health insurance costs in 2012".

Affordable health insurance

 Select your state to get started:

AL AK AR AZ CA DE CT CO DC FL GA HI IA ID IN IL KS KY LA MA MD ME MI MI MS MN MO MT NC ND NH NE NJ NM NV NY OH OK OR PA RI SD SC TN TX UT VA VT WA WI WV WY Select Your State

Freedom Benefits empowers individuals to take control of their health insurance

OnlineAdviser help with Healthcare.gov insurance exchangeOnlineNavigator now offers free personal enrollment support for qualified health plans on the federal health insurance Web site.

Health reform makes it easier than you think to find affordable and reliable health insurance. Browse the state-by-state listings on each state insurance exchange to find choices with secure online pricing and then take advantage of the personal and professional OnlineAdviser enrollment support to answer questions about all types of health insurance benefits.

We have helped more than a million benefit plan members in all 50 states and DC since 1987.

Over a million online insurance enrollments since 1997.
 
There are many health plan choices available today but how do you know who to trust for the best advice in making the best choice?
find affordable health insurance

Small business benefits

Freedom Benefits brings more than 25 years experience of service for affordable health plans and related benefit plans for small business clients located in every state across the U.S. We do not believe that it is necessary for employers to drop health plans in response to health reform. Let us show some cost-saving options that can work for your small business.

learn more ...

Employee benefits educationFreedom Benefits education

Freedom Benefits University offers onsite programs to help get the most from every dollar spent on employee health and retirement programs.

Supplemental Health Insurance

The Freedom Benefits Health Exchange is a primary source of supplemental health insurance designed to fill the gaps left by health reform policies and employer trends toward scaled-down benefit plans. Supplemental insurance is now available on a guaranteed basis at affordable prices through an employer-sponsored plan or on an individual basis throughout most of the country.
learn more ...

DIY, Agent, or Navigator? What online enrollment method is best for me?

There are five methods of health insurance enrollment support offered through the Freedom Benefits network. Find out the advantages and disadvantages of each and how to get started
learn more ...

 


editorial information
Mission Statement| Editorial Policy| Privacy Policy| About Freedom Benefits| News| Investors

This Web site is independently owned and operated by Tony Novak, CPA, MBA, MT. Tel. (800) 609-0683, Email tnovak@freedombenefits.net. Opinions expressed are the sole responsibility of the author and do not necessarily represent the opinion of Freedom Benefits Association or any other person, company or entity mentioned. Freedom Benefits is not an agent, broker or navigator for any federal, state or commercial health insurance exchange. Information is from sources believed to be true but cannot be guaranteed. Any tax advice in this communication including attachments and linked resources cannot be used by the taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer.